How to decide whether to convert to roth ira?

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  1. Roth IRA contribution limit. If contributions on your behalf are made only to Roth IRAs, your contribution limit for 2013 will generally be the lesser of:
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  10. What is the Backdoor Roth? The Backdoor Roth is an indirect way to contribute to a Roth IRA when you are not eligible to contribute directly due to high income.
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